In addition to helping remove inquiries, they can assist with disputing and potentially removing other negative items on your credit report, such as: With over 18 years of experience, they successfully removed over 6 million negative items from clients’ credit reports in 2021 alone. If you believe the CB INDIGO inquiry on your credit report is unauthorized or erroneous, consider seeking assistance from a reputable credit repair company like Lexington Law. Phone number: (800) 509-6191 Can CB INDIGO be removed from my credit report? The creditor’s name should be listed under the hard inquiry section on your credit report in this case, it’s Genesis FS Card Services, Inc. If you don’t recognize the CB INDIGO inquiry on your credit report or are certain you didn’t initiate it, contact Celtic Bank to inquire about the reason for the inquiry. Each inquiry is recorded by one or all three major credit reporting agencies: Equifax, Experian, and TransUnion. Regardless of whether you’re approved for the Indigo Platinum Mastercard, the hard inquiry will remain on your credit report for up to two years. How long do hard inquiries stay on your credit report? Unlike hard inquiries, soft inquiries do not affect your credit scores. Soft inquiries might also be initiated by an existing creditor monitoring your current credit situation. What is a soft inquiry?Ī soft inquiry, on the other hand, generally takes place when a company reviews your credit history as part of a background check or prequalification process. While hard inquiries typically only decrease your credit score by a few points, having too many within a short period can accumulate and negatively impact your credit score. Hard inquiries can be associated with various types of credit, including mortgages, car loans, credit cards, insurance policies, and even certain job applications. Understanding Hard and Soft Inquiries What is a hard inquiry?Ī hard inquiry occurs when you apply for new credit, and the lender or creditor conducts a credit check to evaluate your creditworthiness. This credit card is specifically designed for individuals with less-than-perfect credit, aiming to help them rebuild and improve their credit scores. Why is CB INDIGO on your credit report?ĬB INDIGO may appear on your credit report as a hard inquiry if you’ve recently applied for the Indigo Platinum Mastercard issued by Celtic Bank. This collaboration focuses on providing credit card solutions to individuals with poor credit, aiming to help them rebuild and improve their credit scores over time. The cardholder’s credit limit is $ 300 and it is not clear if that amount could increase the credit rating in the future if you use the card responsibly at the official login portal IndigoCard Login at the officially.CB INDIGO stands for Celtic Bank/Indigo, representing a financial partnership between Celtic Bank, a Utah-based chartered industrial bank, and Indigo, a credit card service under the umbrella of Genesis Financial Solutions, Inc. However, that stigma alone may not be enough to justify the IndigoCard demand for this exclusive card for better options.Īt the IndigoCard platform, while there is no additional annual fee for one version of the card, the relevant cost $ 59 and $ 99 and also $ 75 the first year. The IndigoCard Login Platinum Mastercard platform can provide access to credit card ratings, even if your credit is fair or even bad. Our IndigoCard Login online account service is available 24 hours a day, 7 days a week at no additional cost taken from the cardholders. Also, it is better than any “premium” credit card company officially. Known for its unique card products and quality of service from Genesis FS Card Services and its parent company, Genesis Financial Solutions has specialized in helping all the cardholders.Īt the Indigo platform, we a team of official customer service representatives strive to provide a customer experience that matches. offers the Indigo Card Pay Mastercard accounts in North America. Also, the Celtic Bank is a well established and FDIC insured bank in Utah, which is behind the IndigoCard and its management. The IndigoCard Platinum is issued by the Celtic Bank in joint venture and association with the official Genesis FS Card Services, Inc. Be proud of the increase in credit and let Indigo Platinum take you further in the way. With the official Indigo Card, cardholders can easily create an account and access credit and meet your daily needs. The IndigoCard is an official Platinum card and the cardholders can access on the road to successful credit management.
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